FlexPay is uniquely backed up by a secondary product, NewPay. Customers not eligible for FlexPay will be offered the option to apply for Newpay without entering their details again.

This secondary lender offer takes place directly within the FlexPay experience and means that more customers may be able to complete their desired purchase through your website.

About Newpay

Newpay is a digital credit product provided by NewDay Cards Limited. One of the UK's leading lenders, we provide nearly 5 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience. At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit.

As well as increasing acceptance of customers using finance and therefore sales, it means your website is likely to have returning customers who will have accounts from either brand.

As a result it is necessary for retailers to integrate two different checkout options within your website, to support repeat spending from either Black Horse FlexPay or Newpay accounts.

These integration specifications will make clear these steps, while our off the shelf FlexPay modules for ecommerce platforms automatically take care of implementing both lenders for you.