What is Black Horse FlexPay?

Help your customers spread the cost

Black Horse FlexPay is a credit account that helps customers manage their budgets by spreading the cost of bigger purchases. Your customers can choose an instalment plan ranging from 3 months to 48 months for purchases over £100 and up to £5,000 – subject to them being accepted for finance.

Customers can also choose to pay for purchases using their flexible credit without an instalment plan.

One application to access all Black Horse FlexPay retailers

Customers apply once and receive a personalised credit limit to make purchases in instalments or by using their flexible credit at any retailer offering Black Horse FlexPay.

The account provides the added convenience of a combined monthly payment for all instalment plans.

How will my business benefit?

The key benefits of Black Horse FlexPay to your business could include:

• The flexibility to offer promotional finance at the right time for your customers and product lifecycles.
• Improved basket sizes and conversions, as well as reduced cart abandonment rates.
• Helping your business gain greater exposure through visibility in our partner network.